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Asking again about solution for healthcare?

I said it would be part of the solution. One for people between jobs. Most jobs have health care and but you have to wait two to three months before your insurance takes effect. There already policies out there the do this, and they are group plans, but if you can't afford it is when I think the government could step in. Medicaid will not cover you unless you have almost nothing at all . IF you have stocks or money in the bank over two thousand dollars, including any certificates of deposit or burial plots, and you have to be in abject poverty and it takes months to get and when you gain employement, any costs you occured to the system has to be paid back. So unless you are dirt poor and hopeless, you may qualify, but most people aren't and have something of value. And Medicaid doctors are almost impossible to fine and you always have to wait three weeks before you can get an appointment. Anyway, to answer the pre-existing condition clause. All you need to prove you qualify and don't have to wait a year to have the costs of your condition picked up, is to prove you were in a group policy at least sixty days before your new job starts meaning, that sixty days is forgiven. With the goverment plan it would be a group policy that the future employer must accept as so. And most people get a tax refund unless they are self-employed. And if the employee chooses the option of claiming all dependants, then arrangements could be made to deduct a small amout from the weekly paycheck. Are you looking for free healthcare, it's not there. You have to pay Medicaid back, and if you're over sixty year old and die, Medicaid gets you house as payment for services.

Public Comments

1. Most states have provisions in place to deal with people in this situation, but people either aren't aware of them or don't take advantage of them. My state has state funded hospitals that take on indigent, low income or uninsured patients. They're charged based on income and ability to pay, with some paying nothing and the paying patients paying low/reasonable fees. In my county (and most others in the state) we also have county health clinics that function in the same manner for non emergency or routine/preventative care. There are six of them in my county alone. If someone wants/needs care, they CAN receive it... even routine/preventative care. It is a state issue that can and should be addressed at state level. I recommend presenting your idea to your state legislators. There, if anywhere, is where it needs to be implemented.
2. I did get to use COBRA when the company I worked for went out of business in California (due to the ridiculous Jarvis amendment bankrupting the State), but it was EXPENSIVE!!! I maintained it for 2 years when I had my own business, but 30% of my considerable salary was going to healthcare for me and my family. That's why I finally left the US - I just couldn't afford it anymore, especially as a former cancer patient - no new cheaper or insurance would accept me! I kept getting turned down even thought I was in remission for years! And my wife got turned down by Kaiser too because she had ONE MEDICINE ONE TIME previously!
3. Problem 1: When the government gets involved, the cost of running the government goes up. When that happens they take more money from the private sector. That leaves fewer resources for the private sector to create more wealth, which is needed to fund the ever-growing government. Problem 2: Anytime you target benefits to one group or another you get plenty of fraud. This is especially true when people feel that the government is ripping THEM off. So, in order to prevent fraud they have to make SURE that the people who are getting the "special" benefits are indeed qualified AND that they are who they say they are. That usually requires lots and lots of paper work and more government invasion into our private lives. It also usually means your social "security" number is attached to every aspect of your life, leaving you MORE vulnerable to identity theft. Problem 3: These types of plans always include some sort of tax credits, deductions, exemptions or any number of other tax complications. The tax code is already 70,000 pages and growing. It is already way too complex. This is also one of the things that drives up health care costs. Americans spend about $300 billion each year just complying with the tax code. Taxes(federal) are responsible for everything we buy costing, on average, 22% more. This is why we need tax reform FIRST. It's easy to do. Pass the Fair Tax(H.R.25/S.296) and repeal the 16th amendment(which is accomplished through sister legislation to the Fair Tax bill). The benefits will be immediate. At the same time they can work on tort reform. That will help cut costs BIG time. Then clean up Washington and get the federal government back to focusing on what it is supposed to be doing, AND NOTHING ELSE. After that any problems left in health care will be much more transparent and will be much easier to deal with.